Finding financial help for essential equipment like wheelchairs, walkers, or hearing aids is a common need. In Canada, this support comes from a patchwork of provincial, territorial, and charitable programs—not one national system. This guide breaks down the key government programs and community resources available in every region to help you navigate and find the support you need.
For additional support, explore federal income benefits and national charitable organizations that can help cover gaps or provide custom solutions. Be sure to apply early, as processes take time and significantly more options exist for children under 18.
Provincial & Territorial Programs
Please click on a province or territory for more information.
Canadian Provinces
- Alberta
- British Columbia
- Manitoba
- New Brunswick
- Newfoundland and Labrador
- Nova Scotia
- Ontario
- Prince Edward Island
- Quebec
- Saskatchewan
Canadian Territories:
Federal Financial Programs & Benefits
This section covers essential financial support programs administered by the Government of Canada.
Canada Disability Benefit (CDB)
The Canada Disability Benefit (CDB) is a new federal, tax-free benefit designed to reduce poverty and improve the financial security of working-age Canadians with disabilities. A primary eligibility requirement is an approved Disability Tax Credit (DTC) certificate.
Website: Canada Disability Benefit (CDB)
Phone: 1-833-486-3007
Disability Tax Credit (DTC)
The Disability Tax Credit (DTC) is a non-refundable tax credit for individuals with a severe and prolonged impairment. Eligibility for the DTC is a gateway to other federal programs like the Registered Disability Savings Plan (RDSP) and the Canada Disability Benefit (CDB).
Website: Disability Tax Credit (DTC)
Phone: 1-800-959-8281
Canada Pension Plan (CPP) Disability Benefit
This is a monthly, taxable benefit for individuals under 65 who have made sufficient contributions to the CPP and have a severe and prolonged disability that prevents regular work.
Website: Canada Pension Plan (CPP) Disability Benefit
Phone: 1-800-277-9914
Registered Disability Savings Plan (RDSP)
The RDSP is a long-term savings plan to help individuals with disabilities and their families save for the future, with the government contributing through matching grants and bonds.
Website: Registered Disability Savings Plan (RDSP)
Phone: 1-800-622-6232 (Service Canada)
Canadian Dental Care Plan (CDCP)
The Canadian Dental Care Plan (CDCP) is a federal program to reduce financial barriers to oral health care for eligible Canadian residents who do not have access to private dental insurance and have an adjusted annual family net income of less than $90,000. Coverage is provided on a sliding scale based on income, and the plan is being rolled out in phases to different groups.
Website: Canadian Dental Care Plan (CDCP)
Phone: 1-833-537-4342
Opportunities Fund for Persons with Disabilities
This government program funds projects to help persons with disabilities prepare for, obtain, and maintain employment or self-employment.
Website: Opportunities Fund for Persons with Disabilities
Phone: 1-800-622-6232 (Service Canada)
Child Disability Benefit
This is a tax-free monthly benefit for families who care for a child under 18 with a severe and prolonged impairment. It is paid in conjunction with the Canada Child Benefit.
Website: Child Disability Benefit
Home Accessibility Expenses (Line 31285)
This is a non-refundable tax credit that helps cover costs of making a home more accessible and safe for a senior (65 or older) or a person who is eligible for the Disability Tax Credit (DTC). The credit allows you to claim up to $20,000 per year in eligible renovation expenses on your tax return.
Website: Home Accessibility Expenses (Line 31285)
Phone: 1-800-959-8281 (Canada Revenue Agency General Inquiries)
Canada Workers Benefit (CWB)
A refundable tax credit for individuals and families who are working and have a low income.
Website: Canada Workers Benefit (CWB)
GST/HST Credit
A tax-free quarterly payment for individuals and families with low and modest incomes to help offset the goods and services taxes they pay.
Website: GST/HST Credit
Automatic Tax Filing (New for 2026)
Starting in the 2026 tax year, the Canada Revenue Agency (CRA) will begin automatically filing pre-filled tax returns for approximately one million lower-income individuals with simple tax situations. This initiative aims to ensure people receive the benefits they are entitled to without the barrier of filing themselves. The program will expand to about 5.5 million individuals by the 2028 tax year. Eligible individuals can review and make changes to their pre-filled return via CRA My Account.
National Charitable & Service Organizations
These organizations operate across Canada, providing assistance that complements government programs.
Rick Hansen Foundation
Founded by Rick Hansen, this organization is dedicated to removing barriers and creating a more accessible and inclusive world for people with disabilities. Its work includes the Rick Hansen Foundation Accessibility Certification (RHFAC) program, which rates the accessibility of buildings.
Website: Rick Hansen Foundation
March of Dimes Canada
This organization provides a wide range of programs and services for people with physical disabilities across the country. Key services include support for independent living, assistive devices, employment services, and the Home and Vehicle Modification Program in Ontario.
Website: March of Dimes Canada
Easter Seals Canada
Easter Seals is a leading national charity providing support, resources, and opportunities for children and youth with physical disabilities. Their programs often include financial assistance for mobility and communication equipment, as well as accessible summer camps.
Website: Easter Seals Canada
Neil Squire Society
This national organization uses technology, knowledge, and passion to empower Canadians with physical disabilities. Their focus is on digital literacy, employment programs, and developing or providing assistive technology solutions.
Website: Neil Squire Society
Tetra Society of North America
A unique volunteer-based charity that connects skilled volunteers with people with disabilities to create custom, one-of-a-kind assistive devices. They solve specific problems for individuals when commercial solutions are not available.
Website: Tetra Society of North America
Canadian Council on Rehabilitation and Work (CCRW)
A national organization focused exclusively on increasing employment opportunities for people with disabilities. They work to connect job seekers with inclusive employers and promote equitable hiring practices.
Website: Canadian Council on Rehabilitation and Work (CCRW)
Muscular Dystrophy Canada
This organization provides support and services for individuals and families affected by neuromuscular disorders. Services include funding for mobility and respiratory equipment, support for accessing specialized clinics, and funding research.
Website: Muscular Dystrophy Canada
Defeat Duchenne Canada
The only national charity in Canada dedicated exclusively to ending Duchenne muscular dystrophy. They focus on accelerating research, advocating for access to treatments, and providing support to families affected by Duchenne.
Website: Defeat Duchenne Canada
Cerebral Palsy Canada Network
This network serves as a central hub for information and resources related to cerebral palsy (CP). They work to connect individuals with CP, families, and healthcare professionals with credible research, best practices, and support services.
Website: Cerebral Palsy Canada Network
Phone: 1-800-363-2807
Cerebral Palsy (CP) Support Canada
An organization providing direct support, reliable medical and legal information, and peer connection for parents and families of children with cerebral palsy.
Website: Cerebral Palsy (CP) Support Canada
Spina Bifida & Hydrocephalus Association of Canada (SBHAC)
The national organization representing and supporting individuals living with spina bifida and/or hydrocephalus, and their families. They offer awareness, education, advocacy, and a national bursary program.
Website: Spina Bifida & Hydrocephalus Association of Canada (SBHAC)
Brain Injury Canada
The national charitable organization focused on education, awareness, and advocacy for the brain injury community. They provide resources and information for individuals living with brain injury, their families, and professionals.
Website: Brain Injury Canada
Canadian National Institute for the Blind (CNIB)
A nationwide organization offering programs, advocacy, and groundbreaking initiatives for Canadians who are blind or have sight loss. Services include rehabilitation training, accessible technology, and peer support.
Website: Canadian National Institute for the Blind (CNIB)
Council of Canadians with Disabilities (CCD)
A national human rights organization of people with disabilities working for an accessible and inclusive Canada. The CCD focuses on systemic advocacy, law reform, and public education to advance the rights of people with disabilities.
Website: Council of Canadians with Disabilities (CCD)
Disability Benefits Navigation Services
The Government of Canada funds these organizations to provide free, one-on-one help for individuals navigating complex federal and provincial benefits.
Disability Alliance Canada (DAC)
A national, cross-disability organization that provides free support and assistance to help individuals understand and apply for federal disability benefits, like the Disability Tax Credit (DTC) and Canada Pension Plan Disability (CPP-D).
Website: Disability Alliance Canada (DAC)
Phone: 604-872-1278 / 1-800-663-1278
Plan Institute
Operates a national, multilingual helpline offering free, one-on-one support to navigate the complex landscape of federal and provincial disability benefits, including guidance on the Disability Tax Credit and Registered Disability Savings Plan (RDSP).
Website: Plan Institute
Phone: 1-844-311-7526
Inclusion Canada
A national federation that advocates for and provides services to people with intellectual and developmental disabilities and their families, including benefits navigation, peer support, and access to legal resources.
Website: Inclusion Canada
Phone: 1-855-661-9611
Indigenous Disability Canada (IDC) / BCANDS
Provides culturally appropriate services, advocacy, and benefits navigation support for Indigenous peoples with disabilities across Canada, addressing unique barriers within government support systems.
Website: Indigenous Disability Canada (IDC) / BCANDS
Phone: 1-250-381-7303 (BC) / 1-613-899-6893 (Ottawa)
Canadian Association of the Deaf
The national advocacy organization for Deaf individuals in Canada, offering support and guidance to navigate disability benefits and tax credits, with services available in English and French.
Website: Canadian Association of the Deaf
Phone: 1-613-518-2944
Mood Disorders Society of Canada
Offers a specialized national benefits navigation service for individuals living with mood disorders, anxiety, PTSD, and other related mental health conditions to help them access entitled financial supports.
Website: Mood Disorders Society of Canada
Phone: 1-888-975-9990
Vision Loss Rehabilitation Canada
Provides comprehensive rehabilitation services and benefits navigation support specifically tailored for people who are blind or have sight loss to help them live independently.
Website: Vision Loss Rehabilitation Canada
Phone: 1-844-887-8572
Finautonome
Offers free, confidential financial and benefits navigation guidance, primarily serving clients in Quebec and Francophones across Canada, to help maximize income and access available programs.
Website: Finautonome
Phone: 1-833-866-7334
A Vital National Program: Jordan’s Principle
Jordan’s Principle is a legal requirement that ensures First Nations children can access the government-funded products, services, and supports they need without delay due to jurisdictional disputes.
How to Get Help: Contact the Jordan’s Principle Call Centre 24/7.
Phone: 1-855-JP-CHILD (1-855-572-4453)
Website: A Vital National Program: Jordan’s Principle
National Housing Benefits & Support Programs
Housing support in Canada is delivered through federal-provincial partnerships. The Canada Housing Benefit (CHB) is a portable rental benefit administered by provinces and territories.
Finding Your Province’s Program
The official Canada Mortgage and Housing Corporation (CMHC) website provides a central directory linking to every province and territory’s housing authority. This is the best starting point to find the specific program details, application process, and contact information for your location.
CMHC Provincial/Territorial Program Directory:
To Find Your Provincial Program: Click Here
Contact Canada Mortgage and Housing Corporation (CMHC)
For general questions about federal housing programs, you can contact CMHC directly.
Website: Contact Canada Mortgage and Housing Corporation (CMHC)
Phone: 1-800-668-2642
Important Note: Always refer to official Government of Canada or provincial websites for accurate and up-to-date program information.
Final Tip
Combine resources. It’s common to use a portion of government funding alongside a charitable grant or a low-interest loan to cover the full cost of a needed device or service. Reach out to the condition-specific national organizations listed for targeted support.
Did We Miss Something?
Did we miss a national organization or a company in Canada that you think should be on this list? If so, contact us.
National Disability Funding & Supports in Canada
National Programs
Provincial & Territorial Programs
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